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Deposits placed with JPMorgan Chase Bank, N.A., Singapore Branch: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Each of the following J.P. Morgan entities are regulated by the relevant abroad regulator under the laws of that abroad jurisdiction (as specified listed below), which differ from Australian laws, and are exempt from the obligation to hold an AFSL under the Corporations Act 2001 of Australia ("Act") to provide monetary services to Australian wholesale clients.

Morgan Securities (Asia Pacific) Limited is controlled by the Hong Kong Securities and Futures Commission under the laws of Hong Kong; J.P. Morgan Securities LLC is regulated by the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority, and the U.S. Commodity Futures Trading Commission under the laws of the United States of America; J.P.

Morgan Securities Asia Private Limited and J.P.Morgan Securities Singapore Private Limited are regulated by the Monetary Authority of Singapore under the laws of Singapore; J.P. Morgan SE is regulated by BaFin under the laws of Germany. Each of these entities understands that you are a wholesale client within the meaning of section 761G of the Act ("Wholesale Customer") and may just supply you with financial services while you stay a Wholesale Customer.

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